Transactions · Credit · Business

Every account,
one place.

Money you gave, money you took, credit you extended. A business gets its own book. Both sides see the same list.

Use the mobile number on your WhatsApp. The person who still has to return the money gets the reminder there, and by email too if an address is saved.

9:41

Grocery Store

Your denaPe

To Receive ₹48,500
To Pay ₹16,200
Overdue ₹7,500
Return soon ₹5,000
+ Account People Reminders
Recent See all
A
Amit SharmaI gave · Return by 20 Sep
+₹5,000
R
RohitI took · Return by 14 Sep
-₹2,000
S
Sharma StoreThey returned · UPI
+₹1,200
+ Add account
A
AmitTo Receive ₹5,000
Return by 20 Sep Reminder ✓
I gave ₹5,000 They returned ₹2,000
The problem

You can't ask. You forget how much is still due.

🔔

You lent to a friend, and you can't ask

You gave the money, and asking for it back feels awkward. On the return date, denaPe reminds the person who owes you on WhatsApp. If you added an email, you get a note that the reminder was sent.

📒

Business: how much you gave, how much comes back

People forget how much was given. They also forget how much is still to be returned. denaPe keeps that amount written down.

✓

Friends get a reminder. The amount still due on a business stays on the list.

Who it's for

Anyone who records transactions, gives credit, or runs a business.

↔

Transactions

What you gave and what you took. I gave / I took, with an amount and a note. On a list, not in your head.

📒

Credit

Credit you gave, with a return date. The reminder comes on its own. You don't have to ask every day.

🏪

Any business

Not just one shop. A separate book, customer accounts, and Pay now. Personal and business stay apart.

Same account

The other person doesn't need the app. If you want, both of you can see it.

  • Like a diary you keep alone Write the name and save. A phone number is optional.
  • Invite on WhatsApp If they log in and join, it's a shared account. Same entries, same balance.
  • A wrong line, the same day The item shows with the note. You sort it now, not in a fight on the last date.
Grocery StoreShared ✓
12 SepFlour, oil₹420
13 SepSugar₹80
14 SepSnacks?₹60
YouSame list
12 SepFlour, oil₹420
13 SepSugar₹80
14 SepDidn't take this₹60
How

Three steps.

01

Person

Sign in with OTP. Add a new name, or pick someone you already saved.

02

I gave / I took

Amount, a note, and a return date if you want one. New money goes here only.

03

Return

When it comes back, mark They returned or I returned. That is not a new account, so the balance doesn't double.

I gave ₹5,000 → Return by 20 Sep → They returned ₹2,000 → Remaining ₹3,000
Features

What you use every day.

Balance

To Receive, To Pay, Overdue, Return soon — as soon as Home opens.

Reminders

The return reminder goes on WhatsApp to the person who owes the money. Email is added when that person, or you, saved an address.

Recurring

Anything that repeats daily, weekly, or monthly. Skipped days show in History.

Separate books

Personal or any business. Each book stays on its own.

Pay now

UPI goes straight to their ID. denaPe does not hold the money.

People

Each person's open balance. Search by name or phone.

“I used to find an extra item only on the 30th. Now it shows the same day on the shared account.”

R
RajeshGrocery

“If I took it from a friend, I mark I took. When I paid it back, I marked I returned — not a new account.”

N
NehaPersonal

“Skipped milk days are in History now. No argument at the end of the month.”

A
ArjunMilk round

Write your first account now.

Log in, enter the OTP, and add a person's name. A new user sets their name on Profile.

Log in →
FAQ

Short questions.

Is sign up separate?

No. Just log in with the mobile number that has WhatsApp. The OTP arrives on WhatsApp only. A new number creates an account — add your name on Profile.

Why does the number have to be on WhatsApp?

Login OTP and pay reminders go on WhatsApp. The reminder goes to the person who still has to return the money. If they saved an email, they get it there too. If you saved an email, we email you that they were reminded. SMS is not used.

Does the other person need the app?

No. An account saves with just a name. Optional: Invite on WhatsApp — if they join, you share the same account.

What's the difference between I gave and a return?

I gave / I took is new money, and that's where the return date goes. When that money comes back, use They returned or I returned. That's a repayment, not a new loan.

How do several businesses work?

More → Businesses. Each business has its own book. The switcher puts Home and People on that book.

Does UPI go through denaPe?

No. Pay now opens your UPI app. Money goes straight to the UPI ID. denaPe does not hold or verify it.

Install denaPe

Add this app to your phone

Use your browser menu to install denaPe, or follow the steps for your phone.

  1. Open this site in Chrome or Safari.
  2. Tap the browser menu or the Share button.
  3. Choose Install app or Add to Home Screen.